Veteran Home Loans

The VA funding fee in 2026: first-use 2.15%, repeat 3.3%, IRRRL 0.5%, lower with a down payment, and why most disabled veterans are exempt.

VA Certificate of Eligibility (COE) is proof you’re eligible for the VA home loan. Learn how to request yours online for free in under 5 minutes.

Using the VA home loan to buy a multi-family property — which property types qualify, owner-occupancy requirements, how rental income counts for qualification, and the house hacking strategy.

Can you use a VA home loan more than once? How to restore entitlement after selling, use remaining entitlement for a second home, and what happens after foreclosure.

VA IRRRL streamline refinance explained — who qualifies, how it works, when the math makes sense, and how to get the best rate from VA-approved lenders.

Step-by-step guide to applying for a VA home loan — eligibility, Certificate of Eligibility, pre-approval, VA appraisal, and closing costs explained.

When veteran homebuyers start shopping for a mortgage, they often get quotes for both VA loans and FHA loans — and the comparison isn’t always as obvious as it seems. While the VA loan is almost always the better choice for eligible veterans, understanding exactly why — and when FHA might make sense — helps…

The VA home loan benefit is one of the most powerful financial tools available to veterans, active duty service members, and surviving spouses — yet millions of eligible veterans never use it. Whether you’re buying your first home, refinancing an existing mortgage, or purchasing a multi-unit property, understanding the VA home loan program could save…